Department of Management Science

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    Relationship Between Financial Literacy and Investment Behaviour Of Salaried Individuals In Pakistan
    (Library Information Services, COMSATS University Islamabad, Lahore Campus, 2017) MUHAMMAD MOAZ; FA17-BAF-036; MARRIUM HURR; LHR TP 6613
    It is a dream of every common person to maximize wealth before retirement or to save as much of as they can so they can support the needs of their own or their family. To fulfill this dream, it is important to have specific level of financial literacy. The goal of this research paper is to identify the relationship between financial literacy and investment behaviour to conclude the decision it is really important to have specific level financial literacy to make good decisions regarding the investment or saving plan. This research is based on primary data where certified questionnaires are used to gather data to analyze the goal of this research paper. The survey was conducted for salaried individuals of Lahore, Pakistan. Different people with different age, educational background, designations, and firm experience were the respondents. The data gathered is analyzed by running regression analysis to check the significance level of the relationships between the variables. The results concluded that there is a significant relationship between financial literacy and investment behaviour
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    Problems of Financing Small-Scale Enterprises and Possible Solutions to It
    (Library Information Services, COMSATS University Islamabad, Lahore Campus, 2020) SYED MUHAMMAD AHMED; A17-BAF-040; MARRIUM HURR; LHR TP 6588
    SMEs are the backbone of any economy as they create most jobs but still, they are ignored in terms of finances in most developing countries as Pakistan. SMEs create almost 60% of jobs worldwide but still lack in finances. Main issues which arise in financing SMEs are kind of issues which can be resolved if focused on. Most of issues are at the end of government and banks. Mostly government do not focus on well-being of SMEs, so they do not focus on making any new policy which can help SMEs. Due to less control’s banks do not always follow rules and they reject the applications of SMEs without any explanation. The main issue which arises on government end is that excessive paperwork is required for any opportunity and SME have to bear that cost by itself even after completing the paperwork SMEs are rejected for so many other reasons. To analyze the actual problems which arise in financing of SME I chose questionnaire and interviews as my primary and secondary research methods and results were same as thought. In suggestions I suggest that governments should increase the control which will make sure that banks have genuine reason to reject the loan of SME. Government should also launch schemes time to time which will encourage SME to expand and let youth start their own small company as this will flourish the economy.
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    Financial Literacy and Its Relation to Stock Market Participation by Students
    (Library Information Services, COMSATS University Islamabad, Lahore Campus., 2020-11-20) HAMZA RIAZ; MARRIUM HURR; CUI/FA17-BAF-016/LHR; LHR TP 6614
    Pakistan has an enormous population of university students. Every year, university students graduate and start their hunt for jobs. However, this is not the only time they look for opportunities to earn money. They often resort to minimum paying freelance jobs to make extra money to help them with their expenses. Pakistan stock exchange is one of the opportunities with the most potential to turn into a profitable career. Most students either do not know about the operations of the stock market or are too reluctant to participate as traders or investors because of severe misconceptions about the stock market and a lack of awareness and trust from an educational point of view. The aim of this study was to identify whether students in Pakistan possessed an understanding of the financial institutions and investment related matters. Through a process of primary research targeted towards university students of the Lahore area and an account of existing literature, the study aimed to find how these students' financial knowledge relates to their potential stock market participation. Finding this out would help identify the underlying factors that can be improved to encourage students' participation in the stock market. And to find out if certain steps can be taken to encourage the behavior of students towards stock markets.
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    Effects of Motivation on Employees Productivity
    (Library Information Services, COMSATS University Islamabad, Lahore Campus, 2020) SAIF UR REHMAN; FA17-BAF-048; MARRIUM HURR; LHR TP 6572
    The most important purpose of any organization is to improve the productivity of employees because performance of any organization overall depends on those employees who are high productive in nature and these high productive employees may influence the whole organization. The aim of this study is to test the effect of motivation on employee productivity, in which we test the employee’s teamwork, employee’s empowerment, employee’s productivity, employee’s training in the sector of education which is based on past literature review studies and different theories of management. The survey method was used to collect the data for a sample of 50 employees serving at Limelight company. The results of the survey showed that, motivation has positive effects on the productivity of employees, it has become easy to make strategies for the policy makers with the reference to HRM for the purpose to increase employees output and performance of the organization.