Browsing by Author "Umar Daraz"

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    Customer Acceptance of Mobile Banking and its Impact on conventional Banking in Developing Countries
    (Library Information Services, COMSATS University Islamabad, Lahore Campus, 2020) Umar Daraz; FA17-BBA-156; Qasim Raza Khan; LHR TP 6736
    The main theme and part of the research is to identify the factors that affect the mobile banking and customer acceptance of mobile banking in developing countries and many other aspect of study in this research like from the other report in different countries like china, India, Malaysia and Bangladesh and sri landa are also a part of developing countries and they have a large number of people have a mobile banking user in the region and they have different variable to measure the dependent variable and the independent variable is knowledge, Accessibility and security of mobile application and how these term are affective on the conventional banking there are also many factors that are related to mobile banking like time saving and cost saving for the user and the time saving for the banking employees and they are less demotivate in front of others and the report data collection and the method for the data collection are used is secondary data method because of the covid situation in country the possibility of data is very difficult so that‟s why secondary data are used and the end result of the data are analysis according to the research of the previous research data and the methodology are used according to the end result of the other report that are posted in the other developed countries.
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    Debt Crisis of Pakistan and Its Impact on the Financial System and Economic Growth
    (Library Information Services, COMSATS University Islamabad, Lahore Campus, 2023) Umar Daraz; FA22-RBA-006; Dr. Waseem Anwar; LHR TP 8750
    Debt crisis is mostly occurring in the under developing countries in which one country are not able to pay their internal and external debt because their tax collected revenue is less than their entire expenses or expenditures because in the under developing countries, they raising their capital through the taxation and issuing the treasury bond in the market for the collection of the revenue. When the government utilize the public taxation and enhanced their economic growth in the form of macroeconomic achievement like they financed their running projects and increase their micro and macro-economic value in the form of foreign and demotic goals (cohen1993). When the government are not managing their debt in the authentic way their effect occurs as a bomb for the financial system and economic growth and create a big hurdle for the government and it is very common in the under developing countries.