Browsing by Author "ALI HAMZA"

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Impact of COVID-19 on Productivity and Financial Performance of a SMEs in Pakistan
(2020) ALI HAMZA; FA17-BAF-056; Affan Ahmed Khan; LHR TP 6586
COVID-19 is a health emergency worldwide and affects almost all countries in the world. It started with CHINA then move to different parts of the world. Millions of people in the world effect due to this epidemic situation. This crisis globally affects national and global economics. This epidemic situation forces many businesses to close. Many business groups are facing losses such as a decrease in the sale, shortage of raw material, supply chain disruption, cancellation of export orders due to transport disruption. This pandemic situation is harshly affecting the stock market, economy, transportation, health care as well as Animal market and meat market in Pakistan. Pakistani economy cannot bear such kind of disruption caused by this epidemic situation. By this, the overall GDP of the world is decreasing. It seems that most of the people after this pandemic leads to becoming less interested in investment and most probably interested in saving our capital that leads towards a decrease in economic growth. In September 2020, the current country account deficit is still in the surplus from the 03 continuous months of US $73millions (Trade, 2020). Most of the companies allow their workers to continue their work from home but, there is an extra cost which the company has to bear. By this, productivity and financial performance badly affect, and profit is decreases day by day, and the cost of living in this crisis is increasing day by day. There is a positive and negative effect of the productivity and financial performance of the SMEs on the individual lifestyle and society. In the lockdown, most of the SMEs did not pay their worker, and employees are facing harsh times. By this, the rate of unemployment is increasing in this pandemic situation.
Internship report on Soneri bank limited
(Library Information Services, COMSATS University Islamabad, Lahore Campus., 2020-11-20) ALI HAMZA; FA14-BSAF-033; MOHSIN UL MULK; LHR TP 6872
Soneri bank limited start the business in Pakistan in 1992. Soneri bank have almost 260 branches in the country. It is known for its great performance and for its credit work. Because of this it receive rating AA- in long term loans and A1+ in long term. Soneri have many branches in the Sialkot. But I did internship in the main branch of Soneri which is the central hub of the all the branches in the Sialkot. This branch have 2nd most exports business in the Sialkot. This branch is located in the small industrial state Sialkot. This report contain the mission and vision statement of the bank. After mission and vision statement bank introduction, history of the bank its operations. It’s also contain some information about its hierarchy. Explain the hierarchy structure of the bank. This report explain the SWOT analysis of the bank the bank strengths, weaknesses, opportunity and threats. This report went through my work in the different departments like the trade department where I learn a lot. They guide me a lot of things. And their knowledge increases my skills and confidence. I perform different task there like noc, eforms, advance payments etc. they not only increase my working skills but also increase my customer handling skills. And they teach me how to communicate and deal with their seniors. This report also contain the work which I performed in the credit department. Different knowledge about consumer financing, cooperate financing I teach there. They gave me many golden lessons of life and told me how to survive in the bank life. Report also contain the import and export procedures. Different ways of financing etc. Soneri bank need to motivate their employees. Employees are very less but a lot of work burden on them.